:shock: I can't stress this enough. I'm not an expert, just experienced in some parts. I still need help in some cases. I digress. When you go to settle, consolidate or even pay in full get it in writing that your account will be taken care of before you send the money. Ex. You owe $400.00 to the CA CallsAlot. So you call up CallsAlot and tell them you want to pay. They say ok. You tell them that you want it in writing first that when you pay that specific amount the account will be considered closed and they will take no further action.


