As I have said in my previous posts, I'm dealing with East Side Lenders right now. THey sent me there license number (which doesn't match what the state site has btw). I'm trying to come up with a reponse to them. What are the guidelines for FLorida in terms of internet payday loans? Do they have have to be licensed in our state to do business with residents here? I would love to quote something to them to throw this back at them. I have already overpaid the loan by almost $300 so they aren't getting anymore more money. Thanks, Jeanell

Hi All...it has been awhile since I have been on this site. I came to this site about 6 months ago and with everyone's help, have been fighting pdls. I hadn't heard from gfs in awhile, but they started leaving messages on my phone everyday for the past two weeks. Now I get an email saying the last pmt of $55 was returned because my bank account was closed. Well, duh. It's been closed for months because of pdls. I sent them a reply stating that it will remain closed and they will not be getting anymore money from me. I have paid their account in full.

I just found out that the money I had saved up, about $1000 cash is going to have to go towards paying off a debt I thought was taken care of. I am so upset I could just cry. Once it is paid off I will be working hard again to save money. Any tips on starting a savings? We really have nothing to fall back on. I am hoping we won't NEED it but it would be nice for once in my life to be debt free and know that everythin is okay. We are saving change. I am working as much as I can from home and might go get a part time evening job to save that money.

I wondered about this, if you dont pay off a pdl will it go in your credit report, or will it affect your credit score?

My husband and I are most likely getting a divorce in the next year. Hopefully as soon as possible. I know that divorce does something to your credit score? Is that right? Does anyone have any advice when it comes to divorce and credit? Thanks! By the way, I'm in Maryland if that matters.

I saw in another post someone said that, what exactly is it?

I have payday loans out and I am paying a huge fee for them monthly and I need to find a company or some type of solution to get them paid.

I read on another forum that if you do a debt consolidation that it will hurt your credit score, it this true? Why? We have a lot of CC debt. We are not late on any of our payments but I want to consolidate them into one loan in order to decrease our interest rate. I do not have enough equity in my house to do this so I feel like a debt consolidation is my only option. I will not do this if it is oging to hurt my credit score. I want to get out of debt but I can do it the hard way, one cc at a time if I have to.

Hope you have a great day!!! :D

I am looking for a cease and dessist letter