I have a past due CC that only had a $125 limit on it. I totally fell behind when I was unemployed earlier this year, and now that I have a stable job I want to pay this off ASAP. While looking at my credit report, it looks like they charged a load of late fees and penalties totalling, bringing my new past due balance to $280.. I want to send them a proposal letter (assuming the CC company still owns the date - they do according to my credit report I pulled on August 28th), throw in a $50 money order, and kindly ask them to remove the late penalties.

i want to know if you can double up next pay and not take the 60 dollars this week i have no transportation money or anything and i either owe you 1 or 2 more payments please

If I could; I'd like to bounce an idea of members of the forum who would be able to answer this question: Would it be possible to have something like "sucess Stories" tool for posting & monitoring all/any legal proceedings against the PDL's? Unfortunately they use so many dba's (as everyone here knows) and it's almost impossible to research all the links to see if the legal issues (court decisions/fines/penalties). I've apparently posted legal notices that have already been posted & I didn't find the initial info on the search engine.

We had some fairly nasty storms run through here last night....Boone Co. (where I live) is a mess in spots....just checking to see if all our other Indiana people are ok this morning!!

Are debt settlement firms viable? I woe $70,00 in credit card debt and paid an attorney $900 but he could not work out a CH 13 that allows me to keep my home. I now have only soc sec income. What can I do?

I need to find out the exactly amount money I owe, My dad has offered the money for me to pay, Thanks, (name removed for your safety. cannr)