So I have had this loan with Advance America forever. I am done and want off the merry go round. So I called my branch today and the manager told me that they do not really offer any type of repayment plan, that while they are licensed in the state of Ohio, they hold a "mortgage license" and are not a "payday lender" or licensed as such. What does this mean? Should I just default and force them to accept payments? The manager did say that they would re-deposit the check 3 times and then it would go to their corporate office? Anyone else had dealings like this?

I am trying to make a payment on a charge off. I asked the creditor to send me a letter with the agreement out-lined. They wanted an intial payment to be made before sending me anything. I spoke to two representatives and a supervisor and no one wanted to send me the letter before hand. I just want to be protected by having something in writting prior to giving them money. I wasn't given an address where I could write to them. What step should I take now?

my web funds told me that they are not a pay day loan company they are a installment company is that true please help

Global Check Processing sent a fax to my job requesting my supervisior to provide information about my employment to garnish my wages. Can they do this? I did not give them my fax number so I'm guessing they talk to someone in my area. I thought in order for a loan to garnish wages is to go court first and then garnish the wages.

Just so everyone is informed, please see new changes to TN Payday Loan Laws (both store front and online): August, 2012 Tennessee consumers using the services of Deferred Presentment Services providers, also known as payday lenders, should be aware of statutory changes that were made to the Deferred Presentment Services Act (the ???Act???), Tennessee Code Annotated ???? 45-17-101 et seq.

I have been getting phone calls from them too, but I don't owe it, but now they are threatening to bring my daughter in for questioning, what do I do?

Greetings, I owe Wells Fargo a total of 1600, a few months ago I told them I would pay 75.00 a month. This was through a collection law firm. I have been unable to make the make payment according to the agreement I made several months ago. Now they have sent several letters to the company I work work in reference to garnishee my wages at 25%. They informed my company that they are considering filing a motion with the court to hold the garnishee in comtempt. What can I do to avoid all of this?:(

I am in the state of Texas. I took out some payday loans and my son lost his job after doing so, which he helped me financially. A company named Metro had another number threaten me with a summons for fraud and also call my sister. She told me it would be in my best interest to call 855-683-2089 immediately. If not papers would be served on me for fraud and closing my account and not paying. I did call because I was scared. I gave them a loadable card. The amount I consented to is extremely too high for me now that my son has no job.

i asked my employer to cosign for my daughters student loan several years back , he agreed to knowing that i will make sure she kept up with her agreement, she has stopped paying for her loan and we havn't speken for 2 years ,, now my old employer is now threaten me to pay for the loan or he will sue me ,,,,,i am not on the student loan , ,, he says i made a oral promise to pay , but i have not signed anything can he sue me ?

how long can they go after you because i have a bill from 2000 and there offering me a settlement