I am trying to make a payment on a charge off. I asked the creditor to send me a letter with the agreement out-lined. They wanted an intial payment to be made before sending me anything. I spoke to two representatives and a supervisor and no one wanted to send me the letter before hand. I just want to be protected by having something in writting prior to giving them money. I wasn't given an address where I could write to them. What step should I take now?


