My wife and i are about 12k in debt..after looking at things..it would take apprx 5 yrs to pay it down at the current interest rates...one card is 0% but ends in april with a 4500 balance..another is 8500 @ 31% because i was a day late on payment so it hit the high rate default.. think i should do debt consolidation for 3yrs? or pay it out? any advice i greatly appreciated!

my mother died in july 2007; she was under my sisters care, as she had the power of attorney for my mom... my sister says that even though my mom died we have to repay the costs; 2 or 3 expensive brain surgeries were performed on my mother at my sister request. This was not the way I would have taken care of my mom, who should have died in peace...not in pain and misery. What is going on here??????????

I applied for a personal loan with this group called dinary group and they called me today and told me i was approved for a 10000 personal loan with a 6.5 fixed interest rate but i would have to put down 1000.00 collateral. has anyone ever heard of this company and how can i find out if they are leggit.

Does anyone know if USA Payday Loan is licensed? Their website says they are in New Mexico. I have a payday loan I have defaulted on with them and I was wondering if anyone had any info on them.

We are interested in doing debt settlement but every time I try and look a company up online to find a BBB listing or rating, nothing ever comes up. What am I doing wrong? I have read on here that these companies have them but want to read them for myself. If I could find them!

i don't know how to get out of this payday loan mess. i have tried to make payment arrangements with these people, but they all say i have to pay in full through western union. i had one company call my job yesterday and threaten my boss. they told him since he verified employment, that he became part of the contract, and that they would be serving me and him summons to appear in court today, in california. we live in maryland. can they do this? my boss has nothing to do with this loan.

i had a company call my job yesterday and speak to my boss. they told him that since he verified employment for me, that he became part of the contract. so they are going to serve him and me summons to appear in court in california. we live in maryland. they said my boss would have to appear to verify that everything on the contract is true. i am at my wits end with this situation. i don't know how to get out of this mess. none of the lenders will allow me to make payments through the mail. they only want the full amount through western union. any advice on what i should do?

Well, thanks to all of you, I just got my 4th PIF. One click Cash just e mailed me, and marked my account PAID IN FULL. Oh yeah, they also told me I could never loan with them again. Rats, that just what I wanted to do..... NOT To all of you I am so thankful. You people have literally saved my life and restored me to sanity. I can never thank you enough.I will forever and ever try my hardest to pass on all I have learned and all I am still learning to anyone who needs my help, in this horrible cycle of PDLS and debt A MILLION HUGS TO ALL Kash

Can they legally ask if can use a family or friends account info to pay a ipdl off? Just curious I had 2 different companies in the past ask me that. I just laughed and said NO.

Does anybody know a good debt consolidation co that includes payday loans?