how do find out how much i have to pay? what kind of payment options do i have? could i get everything in writing before i pay? can i decide how much i pay?

Yea!! Today is your birthday!! I know you are going through a rough time now, but I hope you take some time today to be good to yourself!! My thoughts and prayers are with you and the boys!!..Take Care..Love ya girlie!!..Karen :D

Okay here is the scenerio....My wife's mother died last August 27, 2006--almost a whole year ago. Now when a person dies, whatever money that person owed or had debts to a company, especially like credit cards terminates with them....By law, survivors aren't obligated to pay those debts...unless of course whatever debt it was, say a loan, etc was a joint account. When my wife's mother died, my wife did cover letters, filled out forms and sent copies of her mother's death certificate to each and every place her mother had debts too. So you would think that's that, right? No siree. Wrong-o.

Okay, I don't have a credit card but I probably will soon. One thing I've realized is that a lot of people around me are in debt!! I really really don't want to end up this way! Debt is probably one of the main reasons why a lot of people are always searching for ways to make some extra money...... like, online for example! So... I want ask all of you experienced experts of money..... how could I make sure that I do not end up joing the credit card debt club!?

I am fortunate to have not fallen prey to the millions that are in a mountain of credit card debt. Although I do put all expenses possible on a credit card, it is paid, IN FULL, every month. My sister, however, has done otherwise. She is trying to pay off credit cards and store cards. How do you handle your card?

Well, I got a personal loan for 5 years,and I'm going to consolidate all my debts and buy a new car. My goal is to be debt free and stay away from the tentation of credit cards. I think is best to live within your means instead of above your means. What do you guys think? Are you guys planning on becoming debt free too?

I find it interesting that 1800899cash who claims to be licensed in Delaware with Frascella Enterprises won't reply to the Delaware BBB and is already rated unsatisfactory. The Delaware BBB has stated they can't do anything else but want me to file with the NY AG (already have) and the FTC. At the bottom of the BBB response is the following statement I'd gladly do all I could to help others avoid this hell but somedays I feel like the government agencies are just not on the same page.

[color=Blue][/color] I'm going out for ice cream...any body want anything while I'm gone???

Hey...we all should get together, form a collection agency and buy up all our debt for pennies on the dollar...then our company prints out nice and pretty paid in full letters and sends them to the original creditors. :D

Does anyone know anything about a Co. called Equitable Financial Services?