I am trying to figure out how can I see some relief at the end of my payday loan nightmare. The bi-weekly finance charges and the lingering balance are draining me from all aspects of reality and happiness. I have actually defaulted on several payday loans which I know is not good by getting more payday loans to offset the high costs of the ones I already have. I understand this was and is a huge mistake. I just need information on how to deal with them at this point. Thanks, Karen

What happens are what do you do when you are part of a repayment plan, lets say to a bank, and you mail a money order certified with a return reciept, you call the place where you bought the money order to see it it has been cashed or not, and it has not, you do this again for about 3 weeks, then you call the place where you mailed it and even though I have proof they recieved it, but it has not been cashed. What do you do. They said "Well you just have to resend this months payment cause we donkt have that payemnt".

Does anybody know who is 800-641-4526?

The little loan companies around here will come to your house to collect a payment if you are very late. Is this legal?

I currently have 8 payday loans outstanding. I live in NE. The loans are Eastside-650.00, Zipcash-500.00, Upfront-300.00, Payday cash line-300.00, NLS 325.00, VC funding 300.00, ACC-270.00, Oneclick Cash 350.00. I'm scared & embarassed that I even got myself & my family into this situation. My husband & I make good money...but now it's all going toward these fees. I've read the laws that were posted on NE, however I don't understand what I'm reading. Anyway someone could explain it to me in plain english? Any help is apprecaited!! These are all internet payday loans. Thanks Lisa

I owe between $11000 - $12000, don't know the exact amount, for two Chase credit cards I stopped paying on at the end of 2002. Now NFS has started calling me at home and at work. I don't answer the phone at home or at work because I know it's them (caller ID). This started about 1 month ago. I need some advise: should I keep ignoring them, should I call them myself and try to negotiate a settlement, or should I hire a debt settlement consultant? If I should hire someone for debt settlement help who do you suggest? Thanks in advance.

OK, only have a couple of minutes, but wanted to share my son's swearing into the AF with everyone. It got delayed from the original date due to him changing his last name to my husbands, so we had to wait until we got all the documents, but he did it today and here are a couple of pictures of him. All I was able to get due to the having more people to swear in. Very proud, sad, scared, happy, just a whole bunch of emotions. Not sure when he is going to leave for basic, but they are going to try to get him out within a month or two. My baby is grown up!

Wow! Somebody actually read my complaints! WOO-HOO!!! Unfortunately, we've been playing phone tag...but, we'll see what they've got to say. Keep ya posted!

Hi, Ya'll!!! I recently started up a blog. I posted different things ( ie..my experiences with DebtCC, a 'profile, etc.). However.....this thing looks so plain!! Any advice on what I should 'start with', what I can post that will interest people, etc.?? Thanks!! :D

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