Sent Validation Letter, now what? Please tell me the process after the creditors and collectors prove it is mine.

it is 1-800-693-3796. when i call it it doesnt state who they are. some guy named mr.woods called but i dont know whos hes with he got mean on my answering machine.i googled and found nothing.if you can help thanks a bunch. mommyof4

Wow, a whole community of people who have been through this. What exactly is a charge-off?

I am in the process of blocking the debit for Eastside Lenders that is due to come out of my account on Friday but I'm unsure what to do in regards to revoking the authorization. Can I send an email to them and then also send a certified letter or is it best to simply send a certified letter? Help please.

This is eddiemill from Michigan. Just want to thank you all again for the encouragement. I have gotten a "paid in full" from paydayok. And thinkcash...well they said they'd stop contacting me and "may" send me to collections and may affect my credit report..YAWN. Anyway 2 down now the fun MTEs to go. Thanks again. To anyone discouraged...there is a light!!!!

I woke last Thursday with mind blowing pain in and under my right shoulder blade...I have been to the doctor twice..she thought it was either a pinched nerve or the onset of shingles...first I refused pain meds..cause I don't like taking them. But yesterday I finally had to say yes..I haven't been able to work a full day or function at all with out a heating pad. And forget sleeping!! In any case I am feeling much better today and am hoping to spend the whole day at work tomorrow. My xrays are do back by Thursday so maybe that will give her some answers.

does anyone know how i can get in touch with these people? cat

I live in Indiana and I have taken out several online PDL's. A few of them have just charged me the interest for over a year now. I am in a trap and can't seem to get out of it. $300 a week is taken out of my checking account and that is just the fees. The companies I deal with or have Dealt with are Cash Direct, Up Front Pay Day, Paycheck Today, Discount Advances, Interim, Instant Cash Til Pay Day, One Click Cash, MTE, and Zip Cash. Any suggestions would be helpful.

I have several payday loans, I want to pay them, but have no money left over every week, can you help me?

If any of you own any stock and work with an agent there is a site you can go to check and see if they have any complaints, state, federal or SRO actions against them and also criminal actions. Many of your insurance agents are listed here also. Every stock broker or insurance agent, or any type of agent who is licensed to sell any type of security product has to be registered and licensed through us.