Hi, I owe aprox. 6000dollars in credit card debt and thats spread out across 10 cards with very low balances. I also have a car payment of 459.9 a month. Basically what I would like to do would consolidate all of my credit cards to one payment so I can pay each of those big payments out of one paycheck. With all of these payments its hard for me to remember all of them so I can incurring late fees and now it's hard to catch up.


