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new to site, need a little help

18 years 5 months ago
Hi, I owe aprox. 6000dollars in credit card debt and thats spread out across 10 cards with very low balances. I also have a car payment of 459.9 a month. Basically what I would like to do would consolidate all of my credit cards to one payment so I can pay each of those big payments out of one paycheck. With all of these payments its hard for me to remember all of them so I can incurring late fees and now it's hard to catch up.

 

I have approximately $22,000 in

18 years 5 months ago
I have approximately $22,000 in credit card debt. I want to consolidate along w/a few smaller medical bills. With all the different companies out there I'm not sure who to use. I don't want to be charged a fee to consolidate. Any good suggestions?

 

Build credit fast

18 years 5 months ago
I was told that you, put some money in saving and then later borrow off it after 10 days, repeating the same process 3 additional times. Building your bicens points within 45 days.

 

Instantcashloan till payday help

18 years 5 months ago
I need advice on how to handle Instant cash loan till payday. I have a loan for 300.00 and have alrady paid 360.00. I live in Wyoming

 

Credit Card Reporting

18 years 5 months ago
I just paid off one of my credit card accounts. The high balance was 855, the credit limit was 200, i was over the limit by 455, now i paid the whole account off and closed the account. But when it reported to the credit breaus, it only reported as satisfied paid but it is still showing the high balance as 855, dont they suppose to show the balance as 0, or does it really matter? is it going to affect my debt ratio, because that is what i am trying to get down by paying off these credit cards.

 

i would like to delete my account

18 years 5 months ago
I would like to change my screen name but it will not let me. I am trying to delete my account so i start a new account with a new screen name

 

info regard SOL & negative info

18 years 5 months ago
This is from the following website: Quote:
Some other rules to keep in mind: The Statute of Limitations has nothing to do with the length of time something can stay on your credit report, they are two TOTALLY separate things. Again, there is absolutely NO relationship. The length of time a negative mark can stay on your credit report starts from the time you were late or the late payment went into collection, not from the last time you made a payment on the account.

 

judgement

18 years 5 months ago
why would I be banned from a FREE question? Is this not an open forum? then why the FREE question add?

 

judgement on the credit report?

18 years 5 months ago
How long does a judgment stay on your credit report?

 

Who is US Asset Management?

18 years 5 months ago
Hi, I'm looking for information on a "US Asset Management?" Anybody know of them? Thanks.