I had a business where I lost $60,000...I now personally owe this money back to my creditors (credit cards). I want to reduce my apr or consolidate all this debt into a lower monthly payment before I consider bankrupcy. I've called all my credit card companies and they have told me I have to be at least 6 months delinquent before they will help me reduce APR. Please help me with a solution to this problem now...I don't want to wait 6 months. Thanks.

Why is this service requesting credit check on me? I do not know you and have never dealth with you.

Hi all, It’s time to announce another community member into the prestigious Hall of Fame section. We are very happy to see Frogpatch helping so many people with his advice and support. Thanks to Frogpatch for being such a awesome member! Please vote for Frogpatch into the Hall of Fame section.

Received a Summons on 8/13/07 supposedly mailed from lynbrook, NY on 8/1/07. Strangely enough, the bar code info had been scratched out with a black marker. The summons is dated 5/23/07. Also attached is a Verified Complaint, with the word verified x'd out also dated 5/23/07. This is seeking $900 plus 9% interest from 2004 together with costs and disbursements. I spoke to someone at solomon and solomon late last month after receiving some phony privacy notice and told the lady then that she need to validate this date. Stupid me, did not do it in writing.

Hey goudah! I agree with you in all aspect! I was wondering if you were a member of debt consolidation care?!? I am currently looking for a debt consolidation agency to help me out with some debt that is literally sucking the life out of me! Do you suggest anything? Thanks! :)

I need help my grandmother is scared that they are going to put her in jail for a defaulted payday loan. she is 89 and only gets her social security checks. Any advice?

looking to consolidate all my bills into one low payment so i can finally get on steady ground and start to build my life back up for my fiance\' and i.

are they a good company or do they rip you off i was just about to apply for a loan

The ones that I have are Payday OK, Payday Select, Quickest Cash Advance, CashNetUSA. I found a list showing which were legal for the state of Florida and I did not find any of these on there. So the best I can tell they are operating illegally. I just not sure what I should do.

we were told we had excellent credit just 3 months ago. Our insurance doubled and taxes too. our escrow is a mess and has made our mortgage higher than we can afford. so, we have had to hold everything back for the hefty mortgage payment and have not been able to make our credit card payments. so, we are just sick about it.