I received a letter today from CACH, LLC being represented by attorneys in my own state along with a summons from local court that I'm being sued. It's from a CC bill about three years ago, although they have it was charged off in 2006. What can I do? It's almost triple what my limit on the card even was?! Please help

I lost my job and took months and months to find another one and now i am so far behind i dont know where to start to repair credit.

I have a credit card that was opened in my name by my wife about 1 year ago without my knowledge. She maxed it immediately at 5,000 and it was charged off 6 months ago at 7,500. I received a settlement letter from the CC Company 2 months ago for 3,800. I ignored it because I did not have the money to settle. I received 2 collection calls 1 month ago and I denied all charges and claimed that this account was not mine and requested orally that they send me all documentation they had regarding this account.

What happens when I default on storefront PDL's? One company said they would work with me, the other two said no payments

I have gone to your website and can not find any where to apply.

I was so glad to know that I am not alone in this mess I have gotten myslef into due to my husband leaving me with bills. I had several payday loans out in North Carolina but have paid off a few. I am stuck with one from cashtransfercenters.com that I need to pay off. They told me they could garnish my wages and I am scared of that. I still owe a couple of payments on magnum cash advance but they have been a whole lot nicer to me. I thak you for this website. Some days it seems as though this debt will never end. It keeps me up at night and I try to keep calm.

Thank you for taking the time to read my e-mail. I have may dept .. and I did not pay for five years (I did not have the money) one of the creditor went to court for payment. I want to pay off all my dept (but after negotiating and reducing the dept) I want some one to clear all this finical mess I am in, please advice .. what I should do!

I have read that sometimes when you settle a debt for less than you owe you can be liable to pay taxes for that settlement.. Is this true?

am living in Ohio and have 4 payday loans with the following 1. Checksmart 912.50 2. National Check Cashers 912.50 3. Quick Cash 912.50 4. Cashland 912.50 I have been dealing with these companies for over two years and now I wish to consolidate them. Does anyone have any advice on how to do this. I have closed my account because 5/3 told me to do so. I am feeling very worried. Are there any consolidation companies who deal with the storefront pdl's. I would appreciate any advice. Please help. Jeff.

NCO sent me a letter saying they were worried about the security of my identity. As far as I know NCO doesn't even own a debt of mine. Asset Acceptance and Midland have been trying to collect for years on accounts, though. What are these weasels up to? Just like these other junk debt hustlers, they'll get nothing and like it.