Hello, I am hoping you can help me with some questions about online payday lenders. I need to know if the following lenders are licenced in Florida, how to find out if they are, and what course of action to pursue next. I have the "extended" loan of deferring the payment until your next pay period which I think is illegal in Florida. I borrowed $350, but have already extended the loan for three payments of $105. The little info that I am aware of is that in Florida you are only required to pay the principle amount of the loan.