Here's my situation. I have about $10,000 in credit card debt, $80,000 mortgage on house, $17,000 auto loan. Not too bad except all my credit cards are at the default rate due to late payment or "early" payment. I'm wondering if I should get a consolidation loan for just my credit card debt. Where should I look for this type of loan and would it be wise to get a loan for this? Would I be better off getting a debt loan for all my debts including house and cars? I'm just looking to get these paid off asap cuz the rates are a killer. Any help would be greatly appreciated. ____________________

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I received a response from the BBB on my complaint on ARM of Florida. It stated I had received a letter (which I didn't) and then documented them calling me once and me returning the call. Quote:

she spoke to one of our employees who told Ms. xxxx the nature of our call. Ms. xxxx promptly stated that she filed a complaint with the NY Attorney General. Ms. xxxx is asking for a refund or that her account is closed. We do not refund as we did not receive any money from Ms. xxxx nor did we give Ms.   Need advice with IPDLs Shellym442@yahoo.com 18 years 6 months ago Ok, I have posted a couple of times here and read a whole bunch of posts regarding my IPDLS. It's almost an obsession reading all of the posts lol. But at least I don't feel as stupid as I did in the beginning for getting into this mess. I have 9 IPDLS. I retained Langhorne debt solutions last week and have already had them debit their first payment. Here are my concerns, and hopefully some of you can tell me in your experiences, the best way to handle them. The first one is that I closed my checking account last Thursday.   Need IDPL Addresses and Phone Numbers thatkindofday@yahoo.com 18 years 6 months ago Hey, I'm trying to get all my documentation together and get files started with the email and phone call content started. I need addresses and phone numbers for the some of the ipdls if anyone has them. I have looked online, but haven't been able to find the following: One Click Cash GFSIL Webpayday Integrated Financial Lazer Lending United Cash Loans Access Processing Any help anyone can give me would be greatly appreciated. Thanks   A major screw up by BBB denny@debtconsolidationcare.com 18 years 6 months ago One of the site admins pointed out to me today that the BBB website of Reno under our website name "debt consolidation Care" has "JVC Processing" as a DBA. You can check it out here: http://data.renobbb.org/commonreport.html?bid=90002209 I want to make it clear that: 1. This is a mistake by BBB. Possibly orchestrated by one of one of the competitors or payday loan companies. 2. Debt consolidation care has no relationship with any paydayloan company including "JVC Processing".   Moving anonymous 18 years 6 months ago I moved from Florida to S. Korea thinking I had a job and my house would soo be rented. This was a very expensive move. There wasa no job so I was unemployed for 2 months. My house didn't rent for 3 months. :shock:   Pay Day Loan Craziness cestlavie27@yahoo.com 18 years 6 months ago I need help! I currently have 7 payday loans and am paying $780 in interest and fees alone. Two of the loans are internet loans. They are PaydayMax and 500Fastcash. Can anyone tell me if these are legal/licensed? Thanks so much for any help! I am struggling each month, but currently have not missed any payments and do not want to default or damage my credit. Any suggestions?   no credit card? anonymous 18 years 6 months ago i never recieved my credit card but my issuer believes i have already recieved it   Chat Room chrisannreinhardt@insightbb.com 18 years 6 months ago You know, I'm beginning to get a complex here. Every time I go to "chat", I'm all alone. I have no friends. :cry: