I didn't call for my consultation yet-I'm waiting to get some extra money to catch up on my payment from last month (credit card debt). After I am current with the other company, I'm going to ask for a consultation. Here's my question...lets say I ask for my consultation. I'm currently in debt for $8000 on my Chase Card & $7000 on my Discover Card. If I consolidate (from what I understand from here) a consolidation company will work to combine the debt (which would be $15,000) & then work out payment plan? What if the monthly payment amount is too much? Can it be negociated?

please tell me where to go to find out if the lenders are licensed

I live in the state of Pa and have over 11 pdls. They have taken over my whole paycheck. How can I get rid of them. Can I consolidate and get one payment made. All the loans where done on line. Paydayok $500 paid $556.79 Paydayselect $500 paid $392.67 paydayone $500 paid $185? Defastcash $1000 paid $700 cashnetusa $1000 mycashtime $300 paid $420 UCL $300 paid $360 ameriloan $300 paid $270? BMG $300 paid $450 Midland $300 paid $450 paychecktoday $500 paid $450?

i have a payday loan in Washington state, but am unable to pay it it full. Can I set up a payment plan and can they legally contact my references?

what are the laws in Washington State concerning payday loans? I have one, that I can not pay off (the company deposited the check into my account..and the funds weren't available). By law, can I set up payment plans? And, can they legally contact my "refrences"? Thanks

I would like to know if consolidate my debt with debt consolidation company how will my credit score be effected and for how long? Is it like filing for bankruptcy ?

Does anyone know how to consolidate the pay day loans? I have some that total 3000 and it is killing me. Best Advice DONT DO IT

im still paying for my car, a car wich i had stolen in mexico and mi insurance did not cover, i recovered te car but they stole rims, tires radio ripped a sit, etc..i've also gone thru a lot of financial trouble for over a year and have been laid off at work, so i was wondering if there is any way i can use debt consolidation to finish paying for the car and eventually fix it, and fix my credit too, of course. thank yoy

First of all Hello this is my first time on here but I have been having some troubles with this pay day loan company which I don't even know the name to, I just have the info off of the threating e-mails they leave me. So In June of 07 I filled out a couple of loans on-line and one set me up with a $ 200.00 loan and with in a half and hour on the day of approval I canceled the loan by phone and e-mail however, the $ was still deposited I called again and sent e-mails staing the money should be withdrawn and I will not be responsible for any fees associated with this.

Hi all, It’s time to announce another community member into the prestigious Hall of Fame section. I am very happy to see cannr becoming friendly with everyone and helping people with her suggestions. Thanks cannr for your time here. We highly appreciate it. Please vote for cannr into the Hall of Fame section.