I have been on this site for sometime now and have just decided to join. I recently went through a very bad divorce and was left with over 80k in CC and other unsecured debt. I'm trying to figure out the best thing to do. I feel my options are: 1. Enlist the help of a debt management firm (the best, from what I can tell on this site is Superior Debt Services or Forget-a-debt); 2. Attempt to manage the debt myself, via trying to negotiate myself; 3.

Please I need help I have 2,005 worth of payday loans and I need a phone number of a company I can call to have this amount consolidated. It's too hard to try o pay back and I'm stuck in a rut. My email address is email address removed as per forum rules - Mike

I know the fdcra does not apply to original creditors, but there must be some kind of regulation on how many times they can call a day. The payment is due on the 23rd and if it isn't made that day, they start calling non-stop on the home phone and my wife's cell phone. They probably call both phones at least 10-15 times a day. In my opinion, that is harrassment. Is there anything that can be done to stop this non-sense. By the way, I will never have a laon thru them or recommend anyone take a loan from them. They are horrible and quite honest, the customer service sucks.

I got a letter from certegy stating that "my account was recently victimized by an employee who wrongfull removed and sold consumer information to a data broker who in turn sold a subset of that data to a limited number of direct marketing organizations." They have my information because they handled an amazon purchase, shouldn't this be illegal, they had no right to do this.

hello how are you guys and gals doing. i have a question, i was wondering by getting a car loan do they look at more credit to debt ratio or other bills like credit card debt. right now i'm on track of paying two car loans off within in two years also i had one charge off that i paid off and a credit card that was extremly late but i paid it off. once i pay off the two cars that will boost my credit to debt ratio and i figure it would boost my credit. but the biggest question of all is what do you think the odds of me getting another car loan between $27,000 to $33,000.

I need the actual Florida SOL number to attach to my DV letter Im sending to Asset Acceptance. I was served with Summons to appear for pretrial confrence, and It is valid I checked with my clerk of courts. I appeciate any advice or help. Oh my Date Of charge of was 3/5/2002. Per their paperwork attached to the summons.

i just moved here from italy and because of the change in location my paycheck is not as much as its supposed to be. i just went through a bad divorce and now i have child support on top of my bills i need to consolidate my bills to make them lower so i can better manage my money i can't do that right now with the amount of bills i have to pay off.i oew BECU an ammount of $6,868 and i owe pioneer military loans an amount of $3,316. that comes to a total of just over 10,000

Can this program help me stop the payday loan cycle?

I got my refund from AIP yesterday for $320!!! I had taken out a $200 loan with them back in January and paid this off in February. I ended up paying $556 on it. I just wanted to thank God for finding this site, and thank everyone for their support and encouragement not to give up and fight! You guys are angels!

I'm sending a DV to asset acceptance llc in hopes they'll drop the small claims suit against me. Where do I find the actual florida SOL # to attach to my letter? Any help would be greatly appreciated. Thank You