Hello, My first credit card was with Chase Bank. Unfortunately my credit card was stolen and I had so much charges that I did not know what to do. This is the first and only credit card ever. I think what happened was that the unauthorized charges exceeded my Credit limit causing my monthly payments to be ridiciously high. Now the credit card company closed my account and now im stuck making payments that keep going up and can never find any help

This shows intent on your part considering that we have offered you a service that you have used on three occasions. Please be aware that you had been approved and the funds have been deposited into your account only because you had been considered a good customer and you had met specific criteria allowing us to deposit $250 into your account. We at this point want to end our association with you and ask that you pay the outstanding balance so we can close your file. GFS wants to end their association with me???

Seeking for an unsecured loan to pay online payday loans. Can someone advice, please? Thanks.

I have credit card debit and the high interest rate on them is killing me. Need to consolidate those and my student loan on one loan in hopes of lowering my monthly debt.

After reading through a post earlier today, I've come to the conclusion that the state laws regarding these loans are vaguely worded and extremely confusing.. For instance, NY's law is: "Licensed lender law applies but interest rate is that agreed to by contract. N.Y. Banking Law § 340 et seq. A check casher licensee cannot make loans nor cash or advance any moneys on a post dated check unless it is a payroll check. N.Y. Banking Law § 373. Criminal law sets the usury cap at 25%. N.Y. Penal Code § 190.40." Someone please explain to me like I'm two years old.

I have several storefront payday loans that i just went into default with last week i am in ohio. I'll be honest i haven't contacted any of them because i really don't know what to tell them other than i can't pay at this time. But my question is advance America sent someone to my house i wasn't home but they left a note with my husband is this legal?

Hi Everyone, Thanks for all the great advise so far. Well, I stopped all debts on my checking account, sent out the limited cease & desist to the 4 PDL co.s, mailed complaint forms to the NY AG office, put in complaints with the BBB. Now what? I feel that 3 out of the 4 loans should be paid in full. One I owe them money on. This is Ambassador. I only paid $100.00 on a $500.00 loan. I don't know why, but they did not debt any money for about a month.

“I pay $1800 in rent, so I can only afford to pay you $20 per month for the next 20 months.” “I ran out of checks, so I can’t pay you.” “Those can’t be my checks. I have never written a bad check in my life.” “I was on my way to pay when my car broke, so I used the money to fix it. I can send $20.” “I have to pay for my kid’s braces.” “I was abused when I was a child.

I'm back everyone! Sorry it has been so long since I have be on here. I have been SO busy with work lately. I must say that I got a call today from a slime company today. Saying I was going to be "downloaded" today at noon for fraud and bad checks.....Where was the first place I turned to? This site. I knew this site would make me hold my composure...... I hope all is well and safe! I've missed everyone! Tweety! :)

Does anyone know if the following go under any other names. I have looked on bbb website but can not find any info United cash loans Its my pay day one step cash pay day 2 go thanks