After last night's fiasco with ARM and Paycheck today I have been really discouraged and stressed that I made the wrong decision to end the PDL hell this way. I have repeatedly emailed and faxed my PDL's to revoke ACH, revoke any wage assignments and withdraw permission to contact my employers, me at work or to call any of my references. The contact of work and family is my biggest fear. I have stated all contact must be directly to me via email or US mail. Who knows if this will stop them. I had filed with the NY AG at the end of June, I still haven't heard from his office yet.

A couple of years ago my dad was diagnosed with liver cancer and we have been helping him with his medical expenses( chemo, mri etc) because he doesnt have insurance. I started to go late on the credit card then eventually stopped making payments. i got rid of 1 card(american express) but still have a couple more totaling maybe 15 to 20k. im in the position right now to to make some form of payments but the creditors are coming hard on me with letters snd phone calls and the total amounts were outrageous. I hope you can find someone to help.

I recently got a letter to settle a debt from Wells Fargo, via midland credit management and now through Synergetic Communications. This debt is from an old contract I signed for a car loan, which I co-signed but reviewing it a year later I was the first signer...never have kids with you in a dealership. The car was repossessed because there was no proof of insurance for the car, which we faxed to them over and over again. I never knew a bank can charge you for not having proof of insurance.

what steps can i take to raise my low credit score

[size=6][/size] :o

By working w/ a "debt consolidation" company, will that hurt my credit score/report?

Does anyone know anything about global grant company?

[font=Arial][/font] Well, guys...USFast Cash had the audacity to call me and ask if I wanted to set up payment arrangements on my loan. I had a previous loan which I paid in full (before I found this forum) and a present one which I only had a single payment left to make. I told the rep., Tammy, that I was recording the call and that I WOULD NOT BE MAKING ANY ARRANGEMENTS WITH THEM TO MAKE MY LAST PAYMENT. Also I informed her: 1. That they were an illegal online lending organization in Florida, where I reside. 2.