You guys are NOT going to believe this. Ok. So, I waited for the CashNet USA to bounce (which we did on purpose - got paper checks). I call up the Fraud Department (which I was told to do). I got this NASTY chic that said that we signed a contract and that we need to honor that contract. (I'm starting to get irate now - why is that any of her concern.) So I politely explain the whole Reg E to her. She so rudely states, we deal with reg E daily, you don'T have to explain it. Okay, at this point I realize it is useless and ask to speak to her manager.