I have been sending letters to my pdls and so far I have only heard back from 2 SJM only to tell me that they recieved my faxes and to let me know that they do not go by Florida law, so I sent another fax to them and nothing, and the other was cashnetusa and they called me to let me know that I has defaulted, when I told the lady on the phone that I had sent several faxes to them she had to double check on everything and then get back to me and so far I've not heard anything since. I have probably sent 7 different letters over the course of 2 weeks and I'm starting to get discouraged.