Recd a letter from Solomon & Solomon, a CA in Albany, NY under the guise of a privacy notice - you know ability to opt out, yada, yada, yada.. However, it had an account no. When I called the rude witch was very nasty. I told her this debt needs to be validated. She then said its two years old, but I never heard anything from them. I guess its some type of card with the First National Bank of Morin for over $1000. and Solomon is collecting for Columbia Funding.