Can you offer advice on dealing with loan companies when you are default? I had a co-borrower who left me high and dry with the entire bills and now I'm trying to play catch up, but I don't want them to foreclose because me and my child still live there. Any suggestions? (BTW - we live in MS - if that helps)

I was served with a summons for a very old debt a couple of weeks ago. I finally got a hold of the attorney's office who is handling this debt to get the info as to what this is. They claim it is for a debt from 1998, but that I made a payment in 10/01 so that started the statute again. I currently live in Nevada where the statute is 6 years, but when I supposedly had this card and when I supposedly made this payment in 10/01, I lived in California where I was told the statute is only 4 years.

I am disabled, going through a divorce and reside in Texas. I have an abundance of uncsecured debt and am already in collections..what are the pros and cons of bankruptcy versus debt settlement. (I've talked with an attorney about bankruptcy and to several debt settlement companies) I'm not sure what is best for me. Help!

This morning I sent all of my PDL's a letter revoking ACH, etc. They (CMG) agreed to mark my account paid in full. YEAH, 1 down 8 to go! I know they all won't be as simple, but looking forward to it!

On Sunday our friend stopped to help a woman change a flat tire and up out of the ditch came two guys. He was held at knife point for nearly 7 1/2 hours while he was forced to drive the two guys and the girl from one crack house to another. One would get out and by the drugs and the other would hold the knife to our friends throat. They robbed him of his paycheck and took his credit cards. When they made the final stop they all got out and he took off and reported it to the police. The one guy had only been out of jail for a week.

I can't believe I just sent NCO a validation letter and here comes a letter from another group trying to collect the same debt. It is an old bank account that was overdrawn by fraud and I could not get them to do anything about it. I wasn't as wise then. The most recent group is not in the worst agencies list as NCO is. I think they are Portfolio Recovery if I remember correctly. So I just have to change the name and address on the letter and send it again. It will be interesting to see who is legally collecting and who isn't. How can they do that?

hey I just paid off my washing machine and I had to share - it wasn't a huge bill, but it was over $500 and took a while, washing clothes is a little sweeter!!

Does this company operate under another name. And also does anyone know there address.

Can anyone give me information on this law firm?

Im a college student doing everything on my own. I had to find a way to feed myself,put gass in my car, and get the little things that needed. At one time my cards were in pre-paid modes. meaning I would always send than I had to, but times got really hard for me. Between buying books for school and maintaining my own well-being it become to much for my 25 hour job @ 6.00 hr.