I cant believe that my credit has went down over 300 points from hospital bills. I had seizures from a med that I was taking and I was unable to work for over a year. I didnt have insurance or any source of income. I have just now started back to work and have been paying monthy payments on the bills. I plan to have them paid off by 12/07 but a loan officer at my bank stated that it will be at least 7 years before I can purchase a home. I recently have married and my husband doesnt have credit. Our scores combined are so low we cant even rent our own place.

Hi all, Ive been working on my blog, I'm just starting the debt settlement process but I have gathered much information from this site and want to thank everyone! I will continue to share my experiences with my own debt settlement so hopefully it will help others! Thanks http://jen.yesdebtfree.org/

First, let me start by saying how informative this forum has been to me!! I have taken the information learned and am in the process of gaining control over my payday loan fiasco. Thanks for the help! I have learned that internet payday companies must be licensed in my state of RI in order to do business.

I saw somewhere posted on here that someone said (I can't find it again) that internet payday loans are illegal in the state of Kentucky. I have tried researching through Google to see if this is actually correct. Can anyone help me? Are internet payday loans illegal in the state of Kentucky? If so, what does that mean? Do I only owe them the amount actually borrowed? I can't find any pertinent information stating an actual yes or no if they're legal in this state. Thank you for ANY help on this. It could be a lifesaver!

Can anyone help me find out and stop a $12.95 charge from my account. I am completely baffled by this. If anyone can help, please email me at (E-MAIL REMOVED FOR YOUR PRIVACY AND SAFETY-AMY) Thank you.

I can not for the life of me find any info to send Cash Relief Limited a letter. They have no web site. I only have a customer service telephone number which no one answers. They also go by AMERICAN INTERNATIONAL PROCESSING. Does anyone have any info on them at all? I'm beginning to think they really don't exist except to suck money out of my account. Any help is greatly appreciated!

Sandpoint Capitol and AIP Fax numbers anywhere??

I'm starting to write my letters to my pdl's and really only have email addresses or telephone numbers for them. Does anyone know where I can find their actual address to mail a letter to them? Is there somewhere on the internet I can look? Or does someone by chance have the info? Here's the ones I need (yes, there are a lot).

HELP!! I can not get into chat. When I click on the icon it says chat loading. Nothing ever happens. I have let this go on for over an hour, still nothing. then, if I click on the PHP chat logo that pops up, there's a bunch of stuff I have no idea what to do with. Can someone PLEASE help me join my friends in chat??

Has any one ever heard ob Able debt settlement out of Dallas, Texas? It yes, what was your experience with them?