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Hi, my name is Kelly Homan and im 20 years old. About 5 months ago or sometime around october. I got my first real good job with coca cola making good money. I was also in college at the time taking full time classes. I had a bank account which was never negative until i got 2 credit cards. Then i needed money from check to check so i got about 7 pdl's and 5 of them were off the internet. On all 5 of them, none of them were more the 375 dollars each. Each month they took a payment out which was the loan amount i borrowed.

About two years ago we had our phone number changed. About six months ago we started getting messages on the answering machine from someone who said they were a debt collector and they were looking for a Charlotte Hutchinson. We told them we didn't know her and they had reached the wrong number. The calls would keep coming about two or three times a month. We told them to please take our number off their call list and not to call anymore. The last call on June 1, 2007, I told the lady at Redline that I would be reporting the company to State and Federal authorities.

I cancelleed with your company due to the fact that if I inquired as to the status of my account, anything, wanted to know anything, my questions were never answered. I was told I would get a refund 60 days after I cancelled. When I called to inquire, they said the fees all went to an Attorney. Funny, all the complaints about you say the same thing. I asked to speak with an Attorney twice and was not allowed to. We were told that our first 3 payments were for Attorney fees. When I asked several times for an itemized statement, I never got one.

Question for my DebtCC family members... I have a relative who has asked my help with a debt that is most likely out of the SOL. She's in Michigan, it's a credit card debt (and thus is considered unsecured debt), and she has no idea when the last payment was made.

My husband and I both had loans at licensed storefront which we have defaulted on. I called the collections department the day both loans were due to alert to them to the situation and that the checks would come back account closed. I was threatened by one of their reps and she stated she was going to contact my employer and disconnected. So I didn't want to call due to this experience. Today I get a call from this woman's manager. He started out being nice and I explained to him that I had called and was threatened while trying to make arrangements.

I got an e-mail back from Cashnet USA. My loan is due Friday for $200 and the accout is closed. I sent them revocation of ACH authorization and wage assignment revocation just in case. I am starting with T & C on Friday also when I send my first payment. The e-mail from CashnetUSA asks me to call them to set up "acceptable" payment arrangements or ALL collection activity will continue. I know that T & C will be proposing $20 per month but should I call them? Should I tell them I'm working with T & C and have them wait for the proposal?

has anyone heard of this...please help if you can

I finally heard back from One Click cash after waiting what feels like forever (only 2 weeks in reality). Unfortunately it was only the standard form letter telling me that I had sent them a form letter. This was my response: Quote:

To Whom It May Concern: This letter is in regard to your email communication from today stating that I had sent a form letter and did not state a valid complaint.   866-496-7098 whose number is this? anonymous 18 years 11 months ago they call, leave no message, and when I call back the machine says the call is being recorded...but no one ever answers after that.   Who is ever private card anonymous 18 years 11 months ago Who is ever private card and how can I get my money back?