I've just bought a new house - first payment due this month. When I was moving, I needed cash to pay movers, etc, and stupidly went to EZ Pay Loans (aka "EZMoney loan services") and borrowed $1200 at an alleged interest rate of $25 per $100. Because I'm paid monthly, (?) my interest was doubled for the month of May and I now owe $1,690.

Hi, I've defaulted with One Click Cash and United Cash Loans (one and the same company?) and have way overpaid both. Got money back from unauthorized debit from OCC from my credit union and request refund from both and PIF. I have e-mailed daily and faxed once or twice the refund requests and PIF letters. I have not heard a thing from either one. Now what? Do I mail certified letters? I have yet to submit complaints to AG/DFI but that is next. Should I just wait and hope they go away? Not sure what to do to get a response from them.

Need a trustworthy company that will aggressively negotiate / reduce debt and monthy payment. Any help is apreciated.

This is a list of agencies to avoid if possible. This list was compiled by Bud Hibbs: http://www.budhibbs.com/coll_to_avoid_list.htm

This video was made to inform consumers of their rights when dealing with a collection company: http://youtube.com/watch?v=ehau4vxgnng

Has anyone in Kansas ever had to deal with paying of your payday loans in Kansas? I'm trying to sort myself out and I'm hoping someone can help with some advice. I have talked with the payday loan officials and tried to setup payment arrangements but they won't let me until my checks are returned with insufficient funds. Any advice???

If a collector demands payment and files a law suit, in which court does he file the law suit? A collector says I owe 5000 something for an old creditcard. Does that mean the lawsuit is filed in a state court or a county court?

I have requested my bank to stop any ACH debits from World Wide Cash on my account, but I know that some of the shadier ones do pull the demand draft trick, which is what National Opportunities just did. I am wondering if I should give the bank a call and request some other action in order to prevent a demand draft via check.

If you are already under consolidation, and you still can not meet the payment, can you go to some one to try and get a settlement, which maybe lowers the cost of the debt?

I am currently in the military stationed in Iraq I have made some bad choses in the past and have outstanding debt that I can not pay do to the fact that I am here in Iraq and have no way to contact them. I wish to take care of all of my past debt since I am planing to get out and go to school. I would like to pay off my bills but it is very hard I just want want it so I can start over and work things out I can pay off the debt now but need a ferm to do the leg work of it. Any information you can give me about and reputable company that can do this for me would be great.