The last 18 months have been extremely difficult. My ex-hubby quit paying child support. I am remarried, and my hubby was in an accident not long after the child support quit coming.He was not seriously hurt, but the financial repercussions were rough. Our insurance covered the cost, but there were deductible, increased premiums, etc. Then, I decided life would be so much easier if I took out pdls to help get through. Now, I have managed to get my bank to stop the pdls from drafting my account and am trying to work something out.