Bottom line here is that Jeffrey Campos has like 2 years of legal experience and it looks like he is hooked up with "Kayden Group" run by ex insurance salesman Ken Hutchins. Hess Kennedy had a good run as a SCAM operation, but now it is Jeff Campos turn to take over the scamming operations with "The Kayden Group" cold-calling and telemarketing.

If the origianal creditor information requested is from a another collection agency validating your payment history is this valid for the amount of your debt.

I am getting calls from 1-877-372-5114, for the previous owner of my phone which was installed 12/06. Despite telling me they will remove this number, you guessed it. I would like to get the name of the company, which I can only assume is a collection agency.

HI, I am in a mess. I need some goood advice asap. I made a pay day loan in dec06 with Arrowhead investments. They have been taking moneuy out of my account since Jan 07. I'm overdrawn now they want to send me jail. They told me that I had until today to pay. I don't have the money. I live in Mississippi. What to do?

Hi, I live in CT and I have done about 8 payday loans and now they are killing my checking account. PLEASE help and give me some advice???? Thanks

Hi I hae a question...I had a phone line with qwest that I disconnected in 09/2006 because I was moving. Unfortunatly we had many financial problems and I was unable to pay it until now, so its under collections on my credit report. We never received a collection letter of any kind...My question is since this is a valid debt how do I dispute so that maybe it can be removed??? Did I make a mistake by paying it? Also is there a template for disputing? Lastly, is there any possiblility it will be removed? TIA, this is an awesome forum. B

I filed complaints with Ohio's AG a while back. Payday OK marked me PIF when they got the complaint but I never heard from Payday Select or the person in the AG's office that was handling it so I emailed them yesterday to check on my account status. I got this back from them: *THIS IS NOT AN ATTEMPT TO COLLECT A DEBT* Thank you for your recent email. Your loan with PayDay Select was forgiven on 4/25/2007. PayDay Select Special Handling Team I am so happy!

Ok so i filed my taxes right, was supposed to get back a total of about $376 dollars, was gonna use that to help out while on ML...and GUESS WHAT HAPPENED???? THEY TOOK MY MONEY THAT I WORKED FOR ALL YEAR AND PAID MY HUSBANDS CHILD SUPPORT WITH IT! How in the hel_l is it my responsiblity to pay for his child support with the money I worked for???? So now I don't have any extra money coming in to help while on ML and his lil bratty kids who I don't even see get my money?? and the worst part is, it won't even go to the kids, their mother will use it for her own purposes!

First of all, I got their name from Bud Hibbs and I have to say the lady i spoke to was VERY nice and polite! But doesn't seem like very good news for me! When I recieved the citation from CACH I immediately called them.... they were very decieving to me about what a citation even was. I had NO clue. As I recall I even asked them about if they would file a suit against me, NOT realizing that's what this was! He told me it would depend on if I were willing to settle the debt amount immediately!

Good lord...I hope you're ready for this one, because I don't know what to do anymore. First I had a credit card through MBNA by in 2000-2003; let's just say I was an underpaid graduate student (with loans I'm still paying off). In 2003, I left for Israel and ran into some trouble; so by 2006 a collection agency called Protocol Recovery Services tracked me down. MBNA sold by debt to Worldwide Assets Financing LLC (aka Collect America). At the time my debt was $17,000. I started making payments first $1250 twice that Feb and march, followed $200/month until Dec 2006.