Hi,
I currently have two bank accounts with Bank of America that are negative because Pay day loans continually debited my accounts. I am negative about $400 on each account. I am going to pay these however I need about a month to get my utilities, car, and rent back on track do to the pay day loans. I am going to also try and make arrangements with the pay day loans next month when I have some extra to send. I am also going to make payments on my accounts in about a month. Can the bank arrest me or report me as fraud/bad checks etc because I owe them money??