Dear wonderful people, I recently talked to my attorney how preformed a chapter 7 december 2003 and went great. Things happened and I asked him if he would do a chapter 13, he said he would. My question is would this be better than a consolidation or a settlement. I am about to loose all and i have 3 payday store front loans in aurora,IL. which is the reason for me loosing all. I read on this site about Langehornlaw and T & c, but no t have heard back from them, and my laywer want almost a $1,000 up front, not sure what to do,just need some advise asap, than you. james

I thought I was paying on a debt when I would call to give my check information they said everything was fine, then two other co. started calling and demanded money, help

I am always overdrawn on my bank account. I seem to always use more money than what I have. I get paid Net income of $2,300 and my bills add up to about $1,500. I should have $800 left a month. But since I am always overdrawn on my account, I never have money. I always make sure I take out the money I need for rent right before the bank prevents me from doing it. I usually take it out from ATM's and end up paying $2.00 per transaction and then the bank charges me $27.00 per transaction overdrawn. I need to learn to budget myself.

summons to court had 0 info . Is this a scam???I can't remember???anything x amount of years old should be written off by the debtor . Am I correct??? What is the limit in years for old debt?????

I have a loan with VC Funding, but I can't find anything on them! I need a phone number and address. I need to send them my payment in full.

i have a n marican exspress card in collections and a wells fargo and a capital one card that need to be payed off. ijust wont to get the one card out off collections and become debt free

i heard that there was a company that pays off the debt and eliminates the bad scores and you just pay them back..... i really need to fix my credit beacuse i want to be able to but a car. rent my own apartment live on my own... i realized the hard way that you cant live life in america without good credit. nalda edmond

I am currently seeking a company of some sort to consolidate my credit card debt. I am a student working full-time and am finding it very hard to find a place to get a loan. Could you please refer some places or let me know what i should do.

I have been debating whether to do this or not and I have made a decision to leave the site. I feel it is best. The topics that are being posted I feel I can't help like I have in the past. It seems my posts are overlooked or I am pm'd and told that I don't know what I am talking about. I wish everyone good luck in becoming debt free and defeating the payday loan industry. Mike, please cash me out.