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have got in over my head

18 years 9 months ago
i need help

 

May I ask please

18 years 9 months ago
why my post about the menu was deleted?

 

Need advice on a company/ number

18 years 9 months ago
I received a call tonight at home from a "Greg Patton" from A S and Associates....He told me the routine story that I was under investigation for check fraud for National Money Store telling me I took out a loan and never had any intention of paying it back....I asked him to validate the loan. He was getting really defensive with me because I'm not taking any crap. He took down my fax number and said he would fax over in writing of what I owed. I told him I would have my attorney call him and he said well what's his name and number I'll call him..I said No I'll have him call YOU.

 

Still getting nasty emails..........

18 years 9 months ago
I've gotten one payday loan marked "paid in full." FINALLY! However, I am still consolidated with T&C and working with them, so far so good. The only thing is I am still receiving calls and emails from some of these companies, mainly Emerald Marketing and the Cash Store. Emerald marketing continues to claim that I am not trying to work out what I owe them, even though I've told them over and over again that they can talk to T&C and I give them their number. But nothing.

 

Did I do the correct thing?

18 years 9 months ago
Hi, Everyone. Back in January, I received a collection letter from CBCS. I responded back with a letter of validation. I sent it certified mail and they never responded to me. Fast forward to present time... I'm trying to buy a home and due to certain items on my credit report, the loan office called me and we did conference calls with the various creditors that were on my report that I said I had no idea or that I disputed. They were doing this in order to see if I still qualify for my loan.

 

I have paid off my debts but still they remain on my credit

18 years 9 months ago
I have paid off my debt with my tax returns. Student loans, phone bills, medical, etc But some of my bills remain on my credit report. I can't get my score to raise at all. Why is that?

 

Old debt

18 years 9 months ago
I am interested in clearing an old debt off my credit, but i want to settle for less than the original amount, ive never done this before, what do you say? whats the best way to approach this, how do you ask for them to take it off your credit completely? what if they wont?

 

Vote for Leah to DebtCC Hall of Fame

18 years 9 months ago
Hi folks, It’s a good time to announce one more community member reaching the Hall Of Fame section. Leah is been very helpful towards the community and helping everyone. Thanks to her for giving the valuable time here. I will request everyone to join together and vote for her to the HOF section.

 

Is this a good thing

18 years 9 months ago
One of my storefront pdl's was sueing me and the court date was 4/23. I had previously informed them that I was filing Chapter 7 and had not heard from them. When I got the summons, I contacted the pdl and told them again that I was filing for Chapter 7 and they were included. Today when I got home from work I had a letter from the court that states and I quote "Dismissed on Plantiff's Oral Motion without prejudice". I am not sure - is this a good thing?

 

A new project

18 years 9 months ago
Alright guys and gals, I am starting a new project for this section here. I want anyone who has ever had a payday loan to post in this topic the following please: 1.Who it is and where they are located. 2.How much was loan and how much they fleeced you for. 3.Your state of residence. 4.