Back in 1999 I purchased a PC for $1200. I was young and dumb, a single mother, blah blah. At the end of 2000 it went on my credit report and has since climbed to an astounding $4000.00. Each year it has gone higher and higher! Can they do this? I ran my most recent credit report a few months ago. I have since become a responsible adult and this is the only thing left on my credit. Next to it it states" will continue to be reported until November 2007." If these people think I am going to pay 4k they are crazy. Should I just leave it alone and hope that it does drop off in November?

recieved a call about my hubby debt,I ask the man on the phone to please call back in an hour and half so he would be home.I was told in a rude voice mam I don't have the time to call him back with all the other people I have to call so do you have permission to speak to me about his debt and I said no so he said get him on the phone now and I said sorry he is not here but he will be back in a little over an hour ,so he got rude again and said you take my number down and have him call me and I said no you call him back so then he said well you do not have permission to speak to me and I said I

I have an unlisted number; I just changed it, and I got a call from one of my credit card companies reminding me of a payment. I am freaking out because now I am wondering if these PDL companies can somehow find out my new number if the CC company did without me telling them... :oops:

Hi all, Im a 54 year old mother and grandmother. I think I have an addiction to payday loans and it seems to be catching up to me. At first I started taking them out to have a good time. I took my granchildren to Chuckie Cheese, bought more blouses than Ill ever wear and went to Dunkin Donuts almost every day. Well the fun ended when my finance charges came through the bank. To pay for three charges I would take out a loan and when that one was due I would take out another one to pay for that. In total I have 34 payday loans and owe over 10.000 dollars for them.