I accepted a settlement on an account in 2009 which was 30,90,120 days late repeatedly. I lost a secondary source of income. I was making monthly payments but they were only one month at a time. I was never able to pay three payments at once to bring this account current. The pay status still reflects 120 days late even though it was settled in 2009. Can I have this removed? I've contacted the credit reporting agencies and they keep telling me the information has been validated. What to do?:confused: