I had to quit my job to care for my husband (common law)who is disabled. I fell behind on my Wells Fargo credit card bill. I recently got a letter stating that they sold it to a third party (didn't know they sold it to second party) now I am getting calls from 618-576-6105 and 877-213-9077, they are automated saying to either hang on or call back with reference #. Sometimes there is no one on line at all when answered. I just want to know if anyone has dealt with anyone from these #'s.

Ok... over 2 years ago, we bought a washer and dryer from Sears with a 12 month no interest/no payments promo. It was due up in July of 2006 and we paid it in full by the due date. However, in January of 2006, we bought a Bose 321 system on No-Interest/No Payments for 18 months. On the August statement, it showed we had interest charges and still owed (I think off the top of my head) $200 on that washer. I called and told them, they said they'd correct it. Sept... called again, still not corrected. October.. called, 2 HOURS on the phone, said it would be adjusted to how it was applied.

I was in the process of consolidating my loans, and, was foolishly under the impression that they would base your loan payments according to your adjusted gross income. This is not true....beware....if you are in default and consolidate with them....your payments will be figured on your entire gross yearly income with no consideration whatsoever for any other payments you have....including your home, car, medical, utilities, groceries or anything.

I can not delete the comment, and is there a way to only allow registered users to comment on my page?

http://www.naca.net/find-consumer-protection-attorneys/ There is a list there for Attorneys listed in each state that are advocates and have experience in fighting unfair, ridiculous and impossible Student loan payback practices!!!

I have medical bills and credit cards that are to much to pay. I need to pay these off and have one bill.

I received an applacation and how do i get to that web site?

Well, I was getting discouraged! But today, I got my first PIF letter from Star Light Financial and I could not be happier! one down and 6 more to go! Hallelujah! Something good finally happened! Thank you all of you for the help! WOHOOOOOOO!!!!

Here I am sitten So I reckon Without second guess'n One will have to go Because I'll be damned if I'm gunna be Some man's ho Now my hearts Break'n into pieces And I've eaten all of my Reeses So come give momma a big hug For it is you I choose My Danger Doug Torn between two lovers no more xoxoxoxoxoxo-Priddy Patti

After reviewing my Credit Reports yesterday I noticed that I have a Collection agency showing up on my report - supposedly representing my old Cable Company. I have disputed this once before since they say that I did not return the equipment and are trying to charge me some $700 + but it was "Verified" and left as is. The Cable Company has since been taken over by another company in our area. Also I have not gotten any paperwork from "Credit Protection" regarding this matter.