I'm looking to settle my Citibank (Zales) card and i'm looking for a good letter stating i'm willing to pay 40-60% of my 1,600 balance. can anyone be of assistance? -matt

plesae need help me tp pay bill

I have 8 ipdl loans and I was struggling to pay them. I found this web and I spent several days reading everything, and today I took a day off and call all the lenders to settle. I live in MD where pdls are illegals. and that what I Said to them when I called And all of them were agree to settle on the principle - what I have already paid.

Well after all the help on here i finally decided to report this company after they harrassed me to death when i stopped paying because i asked them to come into compliance with my states laws and they refused and threatened me, my job, and to take my house. I filed the complaint on friday of this week. This is the email i recieved.

The below text is taken from the FDCPA: Also please note the following Court Decision: [quote]Monsewicz v. Unterberg and Assocs., P.C., 2005 WL 756433 (S.D. Ind Jan. 25, 2005). The FDCPA does not require a debt collector to provide the original, a certified, or an attested copy of the document creating the debt when providing the consumer verification of the debt. Instead, verification involves nothing more then the debt collector confirming in writing that the amount being demanded is what the creditor is claiming is owed.

who do you go to when your trying to get a debt consolidation loan when your credit is already ruined and you don't own a home?

Has anyone ever used this service. I have seen many customers of mine have it on their bills, however, I always thought it was too personal to ask them specifically about it. If you have used it, is it worth it and did you get the help you needed?

O.k. - here is an odd question for you all... I am trying to make a moneygram payment to one click cash to finalize out my account. I am entering everything they provided for me (i.e., receive code and payable to) yet it won't pull up this company. I am trying to do it online so I don't have to make a trip out. Has anyone made an online moneygram payment to One Click Cash? Did they provide the wrong info to me? I have an email into them...

Has anyone dealt with them RECENTLY. I see a couple of old threads but nothing recent.

I recv'd a letter in the mail today stating that PayDay Ave is garnishing my next paycheck on 4/15/07 from my employer. The next payge is the wage garnishment form from them. What can I do to stop this as this is the paycheck for next week!!! Can I call my payroll department and advise them that I have revoked any voluntary wage assesments?????? OR, is this a legal wage assesment that I can't do anything about?? The communication on the letters has Payday Ave on them, no attorney or court case.