Hi all, I've been reading this forum for a couple of weeks now. I currently have seven (7) payday loans and owe about $2000 to them total - plus their finance/"renewal" fees. Anyway, I am in the process of closing out my old bank account. I started a new account with my current bank and my employer should be depositing my next paycheck in the new account next week. Since I have some other accounts that are behind, I am considering signing up with a consumer counseling service and getting on a dmp plan.

pay account

I made a settlement agrremet with FAS Financial Asset management on which $1040.00 was to be paid on March 22,2007. The agent Mr. Brown and His supervisior Paul said I had to use a credit card. I did not have one so my brother used his. I havea fax that says a check must be sent it say this notice is to confirm the settlement agrrement of $2080.00 but does not mention the credit card payment which they charged. again it says what the fax saif (payment in the form of certified funds, cashier's check or money order.) They insisted on a credit card that day.

how much do they charge? We are just about to sign up with the companie that contacted us from this community. I guess I'm just looking to hear from people that have done this, and that it does work as good as they say. The PDL's I just called them, told them I was in financial difficulty and was trying to avoid bankruptcy. They all set me up on a flex-pay, which will pay them off in 4 months, instead of just paying the rollover every month. I am so glad I found this site!

Can anyone give a good reference about a good legit debt settlement company? There are so many out there.

Since DebtCC is a community that dreams to be debt free and our community logo is a Debt Free Bird, why don't we draw our own Birds and upload it here? Here is My Debt Free Bird, I have drawn in Paint, it's so easy. I am excited to see your paintings as well :lol:

I was just curious is this is an option. I am currently in a debt management plan and have some payday loans. I had read somewhere else on this forum that you could do that. Just curious....

Has anyone had any experience with this PDL lender? My original loan was for $300, and so the maximum chargeable fees in Michigan is $42. I therefore only owe them $342. I have paid $410 for this loan -- a bit over the legal fees. This company is asking me to pay another $195. My bank account has been closed -- so they won't be getting any more money from me ACH. But my question is has anyone had any success getting this company to mark their accound PIF? Thanks!

Do you use a budgeting tool for budgeting, can you please suggest me one. I want to do proper budgeting from this April. Help me.

If an acct on my credit report says closed,but the acct isn't paid what should i do?how do i get it out of my credit report?any help would be extremely appreciated....thanks in advance