I just got off the phone with legal counsel that I am provided through work and he advised me to report my internet PDL's to the FTC and the Virginia Bureau of Financial Institutions, which I just finished doing. My bank will not close my account until it has been at a zero balance with no action for at least 10 days. With these stupid PDL people, that's impossible. My bank is really working with me and refunded some of my NSF fees so far, but is having trouble with the ACH withdrawals. The PDL's will not stop, therefore my bank account will not close.

I need to know where to go and how to do this. i am way over my head here. i've tried paying these things off for years now and i am only getting in deeper. all my money goes to the loans and as of right now i am drowing!!! if anyone can help me please help me!!

Here is my situation. I called T&C and they will be taking care of my internet PDL's but when I called them I forgot to list my storefront ones because I was so excited to get the internet PDL's off my back. I have a payment that was due today. I just closed my account and canceled my direct deposit so that the other internet PDL's can't take anymore money out. I know the storefront one is legal in Michigan so I'm just wondering as to what will happen when they try to take money out and my account is closed.

I need help because this company took 49.95 out of my account and I did not authorize them to do o and when I call the numbers nobody can give me any information and they were very rude. What can I do to get my money back this came out of my checking account and it has messed up my other payments that I have already made so now my checking account will be in the negative. Please help me.

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I have credit cards bills that I am having trouble paying. i would like to consolidate them into one payment instead of 10.

I must admit I am a bit confused. I have been fighting with a few payday loan companies. Cash Transfer Centers, Sonic Cash, and 1800899cash.com. None of these companies are licensed in Oregon. I keep telling them this, but they tell me that since it is internt loans that I got, that it is as if I was in their state when I got them. Is this the case? I have filed complaints with Attorney General, Federal Trade Commission, DFCS, and one other agency. I even filed complaint with Attorney General's in their states, but I'm not even sure I have the right addresses for these companies.

My closed bank account is -$860..I hope they are able to get in touch with these people and return all of their ach debits..Even astro lending that sent me a pif letter still bebited the account..Using that same name..I informed all of them the account was closed so I guess we will see what happens from here..Whoever has been in this situation..What happens from here?

I could not even get North Star Collections to argue with me over the phone when I disputed the 13 year old out of SOL debt. After putting the agent on hold to start my recorder,I told the agent that I was recording this call and anything he says can and would be used against him. He said that he was recording this call as well. I said why didnt you tell me you were recording, he said he did not have too. I informed him that Maryland state law requires that you inform me of recording phone calls and you did not do it.

I hear horror stories all the time about people getting calls at work from PDL's trying to get their money. I am closing my bank account tomorrow and next week will be starting a new account so they can't take my money anymore. I have contacted T&C and they will be helping me with my debt but I am afraid that the companies will still be going after me at work and all. Is this true? Will they still be going after me even if I am working with a consolidation company or is that only if I were to stop paying them altogether once I have paid off my principal and what I owe them in general.