oes just talking to the CA renew the SOL? Informing them that it is past the SOL and no longer on my credit report - no promise to pay - actually a refusal to pay based on the above and I asked for a DV letter (because of the amt) which she said she would send and I told her I would be sending a C&D letter. Do I have to wait for the DV letter first? b4 I send the C&D . She already had all the info of course with an inflated balance amt and the date she was giving me was over 7 years. and her final reply was so this is a refusal to pay?


