What reason did you take out your first payday loan? Just curious, I know the second one was to cover the first one and the third one was to cover the second one and so on and so on. Just wanted to know what prompts other folks into this trap? The REAL reason. My reason: I gambled money and lost.

can I use debt settlement if my credit card companies have sold the debt and they in return have retained lawyers.

I got a paid in full letter from ctc, they also stated that Since I pulled the voluntary wage assignment, I can NEVER borrow from them again. Ok, guys, so don't pull their screw you tools or you won't be able to borrow at their outrageous rates, EVER, EVER AGAIN! LOL Can't even beleive they wasted the postage.

I just recently placed my credit cards on my debt consolidation program. Will this appear on my credit report? How will this affect my credit? The representative at the company told me that it would help reduce my interest rates and will not have an affect on my credit report. But I am not so sure.

As everyone on here knows, I have Cash Central and Cashnetusa with my debt consolidation company. In April, it will be my last payment to Cash Central which will be $104. I have three more payments with Cashnetusa which will total $123. My question is should I go ahead and pay off Cashnetusa early in April and pay off Cash Central in March for the full $208? The only problem I will have is not having enough money to last me until the next payday loan following that. Or should I try to settle with each company for $100?

I wish the following was in effect right now :cry: ... CFSA Introduces Extended Payment Plan As of July 31, 2007 all CFSA members are required to offer customers who are unable to repay their payday advance on the agreed upon due date the option of entering into an Extended Payment Plan (EPP). This new Best Practice gives customers more time to repay their loans with no additional fee or interest, and helps customers avoid a cycle-of-debt by providing a cost-free safety valve.

Does anyone know how long it takes to get a check in the mail when one wins blog of the month. Just asking.

Can a vehicle that is a lease be includrd in a chapter 13 bankruptcy?

I got ripped off from southview loans for 1220 dollars, never send money to Canada for a collaterial loan, i will find that SOB

Hello, I am currently looking for a Debt Consolidtion Company that will not only handle my credit card debt but my payday loans as well. I just found out from the Attorney General's office that Payday Loans are illegal in the State of North Carolina. I know there must be a debt consolidation Company that will handle my Payday loans as well. I am even willing to pay extra on my monthly payments. I realize I got myself into this mess and I definitely need to get myself out of this on a monthly basis, once consolidated. Thank you for your help.