Like many, I fell into the credit card trap. And to make matter worse, I bought a car I really could not afford.
Then, I got the "brilliant" idea to buy a condo, and use the equity to pay off my debts. Problem is, I ran into a number of obstacles, and now I'm in a major, major hole. My monthly payments exceed my income. I've gotten a second job, but I'm so far behind on payments and payday loans that I can't do anything.
I've signed up with a company called Freedom debt relief, but something just doesn't seem right.