I am at wit's end with my pay day loans. I have 6 out myself and my husband has 4. We are having trouble making our normal bills just in readvance fees. We originally got them out to pay for car repairs which were worthless because the car became unfixable so I had to buy a new one (two advances were taken out for the downpayment). Then, last year, my husband was out of work for almost three months, so we had to cover our expenses somehow. My job doesn't pay enough to cover everything. In total, the amount we have out is around $4000 in advances, not counting the fees.

My FH had some judgements on his credit report. He was never served papers though. How do they normally act on judgements? I want to get them paid, but I don't know who I would contact from the information I have.

Hi All-- I have 5 PDLs out, and have been lurking on this site to get more info... thank you all for all of your great posts. My loan companies are: Star Advance E-Payday-loan 10 Dollar Payday Loan (MTE) Impact cash Smart choice cash APN Total every payday coming out was over $500-- we couldn't continue like that, so we closed our bank account and started with Langhorne Debt to help us get out of the payday loan trap. I am very concerned about what will happen now. This whole thing has me so nervous. Anybody have experience with these lenders?

I recently received a debt collection letter from First National Collection Bureau (sparks, NV) offering me a settlement on an old credit card debt. I kept the terms of the initial payment but after spending $14.40 to overnight the payment, paying for and making out a money order to them for $555, I received my money order back in the mail 3 days prior to the due date with a letter attached saying the account was recalled and that I should call a number to Assett Acceptance LLC to see where the account was now.

I have tried a search for this name on this site & came up w/ nothing....Who is this?

Hi all Everyone please join together. :) It’s a wonderful moment to introduce one of our very beautiful member, PinkLady as the new Hall of Fame person. She makes her entry into this prestigious area with 1000+ valuable posts and rendering big time help towards the group. Let’s show our sincere thankfulness and walk her to the HOF member’s area with applause.

My fiance wants to buy a big screen tv with monthly payments to build his credit. At this moment, he has really bad credit... basically, he didn't pay his bills for a year or two. I am trying to help him pay off his old debt so it doesn't ruin my life... but will such a small monthly payment help his credit score since he is so in debt already? Also, he is only paying about $200 a month on his $20,000 debt. Any suggestions on getting him more excited about fixing his credit? lol -Lisa

Hello Group, I paid off 2 of my PDLs. Sonic Cash and Express Cash. The payments were sent by certified mail. I sent Sonic Cash to 7219 Potomac Drive Boise, ID. The one for Express Cash went to 2756 N Green Valley Pkwy Henderson, NV. What should I do if the payments are returned? I'll let you know when the PDLs are received. I paid principal only. I don't think they are licensed in Indiana. Jared

going this route--will it look bad on my credit report? VS. using something like Bank of america's clean sweep loan program>? I am feeling unsure how to proceed...what is the drawback?

I live in Indiana and have severall internet payday loans, i am thinking of defaulting on them by changing my bank info, does anyone know what the laws or recourse they have, i am about to lose my house because of it and am willing to do what it takes to save my house, but the loans have me trapped