We have $35,000 in credit card debt. I've been juggling it on low and no interest cards, but the rates just went up (one was bumped up because my payment arrived 3 days late, one was because the 0 interest term was up, and the third I think just did it because the other two did. Anyway, I need to figure out what to do. Was about to go with credit counseling, but was advised against it. We are military, will need to rent or buy a (cheap) home in the next few months upon moving to a new state.
I called one company and they agreed to back the rate up to the 0 percent until September.