I am having a good time emailing this idiot from National Payday Advance to tell him that they are not licensed in Florida. He has been emailing me to make a payment and harassing me by calling my supervisor and asking her if I had financial problems because I am not paying my bills. I was totally pissed with him and after talking to my supervisor telling her that everything is OK with me, I decided to take on this company. They are not listed on the Florida payday loan licensed site. I even sent him the link so he could see it.

I have had an 100 dolar payment taken from my debit card that was not authorized. Why is this? Please call me at 517784**** to resolve this immediatly or I will be forced to take legal action. Thank you. My name is Marilyn Holmes! Phone number removed for your safety - Mike

I filed my complaint to the NJ state attorney generals office. I received a letter back from them today stating since they are not in NJ they will be sending my complaint and information to the states attorney generals office in New York, where RT 66 claims their address is. Get those complaints in to the AG's Office in NY and see if we can close these people down.

I'm over my head and believe that I have come to the conclusion that I need help.

TCA-412.....all US stationed consumers......due to heightened concern of possible *fraudulent* telephone activity, unknown parties displaying "HWY PATROL" on caller ID's...*ranger one* has changed status of *special advisory* to **ALERT**.... This **ALERT** now includes all 50 states, territories & possesions only...*ranger one* advises US consumers, businesses if contacted by subject(s)with caller ID of "HWY PATROL", ect requesting to speak to "husband or wife", for personal safety to disconnect call & immediately contact your local law enforcement agencies.

I have over 2800 dollars worth of cash advances out and i know that i cannot cover the payment of them all. I need serious help.

**TCA-412**.....to all US based salaried & hourly workers.....this is an *advisory only*......per wage garnishment inquiries posted in the forums........ subject matter located....again this is an *advisory only*.....CID unit reporting subject is safe to approach, use normal precautionary handling...from the US Department of Labor; Compliance Assistance Law Guide....Link follows: http://www.dol.gov/compliance/guide/garnish.htm TCA-412 0634hrs

what is the debt collection law in florida? An attorney working for asset acceptance told me I could go to jail for not paying a debt in the state of florida. Is there any truth to this rumor or is this another deceitful attorney working for asset acceptance?

well..it started about 2 summers ago whie working for a friend of the family and never being paid for the work i tried to pursue legal matters on it. meanwhile my roommates moved out leaving me with rent and utilities totalling over 1000 per month. not being paid for my work, i lived off of my credit card and soon exceeded my credit limit. forcing me to drop out of school and student loans payments came due. last summer i tried paying off my credit card bill but apr and fees prevented such things.

Do you think it is better to try to call the origional creditor or try to make arrangements with a collection agency (in general) and why? I have read so many posts with great advice and was just wondering if it wouldn't be better to negotiate a lower settlement with a collection agency. If you deal with the origional creditor, will they negotiate or do you have to pay the whole amount? Just wondering?