Payday loan not the worst option
Jan. 28, 2007 12:00 AM
Payday lending just might be one of the best of the unappealing financing options open to cash-strapped individuals.
The practice of extending fairly small, short-term loans secured by a worker's postdated personal check certainly is controversial.
need some advice on dealing with this CA19 years ago first off, I would like to thank you all for giving out advice and be so willing to help one another out. I am grateful for this site and it makes me feel more confident about getting out of debt.
so this is my story. I am in the process of paying off all my debts. I have made payment arangements on all except for one. I have one debt from bank one that was $700 originally. Now a collection agency called Unifund is collecting for them, it is now at 1320.
Asset Acceptance, SOL, and State of Residence19 years ago Asset Acceptance claims to own a debt for an old Providian Mastercard of mine. This card originated in Florida, and I left there in 2002. AA has claimed to own this debt since at least 2003. There has been no activity on the account since January 2002.
I now live in North Carolina, and the debt, even if actually owed, would certainly be outside the Statute of Limitations here. However, since the debt originated in FL, would the FL SOL be applicable even with me living here? In FL, the SOL is stopped if you leave the State, so this debt may be valid in FL.
Demanding written documentation19 years ago If payday loan companies are legit in the US, can you demand written documentation on your debt? If they dont comply can you refuse to pay and still not be in any trouble like- wage garnishment?
Trying to grow some backbone :D
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