My father is in need of some financial assistance desperately. He just has too many bills added up, had to charge a lot of needed bills, kept adding up and got to be too much. While waiting for a loan application, he was told to hold off on the bills and ended up paying many late fees and finance charges, overlimit charges, etc.
I am trying to help him get back on track and have been paying the needed bills for him and being his 'accountant/consultant'. The bills are really too much to pay even the minimum charges he is that far behind.