I didn't work for 6 months, I'm a single mother and I'm drowning in debt.

Hope I put this in the right forum.I am looking for an old post I believe it was from DebtCruncher.It had to do with paying off your debts on your own with X amount of dollars a month.H e had it as whatever amount you could afford a month,with a certain % going to each debt depending on the debt amount and such. It was very informative and I wanted to refer to it when I do my budgeting this year. Thanks for any help.

Wow! what a relief! I hve spent all day going through bank statements since 2005 and I have block and sent my letters to 3 PDL and I am still working on two mores. It sure feels good. Thank you all for your help and the forum I would have never know that I could do this! Again, THANKS!!!

Why can't I get the debt collectors to work with me. If I got behind because I couldn't afford forty dollars month. Where do they think I'm going to come up with one hundred

I just received a summons for a non-payment of a credit card and I have to give a written response within 20 days. What should I put in the letter?

You wont believe this, I got in my car today and the temp said -5 degrees! so yeah that is exteremely cold and I freezed my @$$ off going to my car

We had a baby and didn't have the money to buy the things we needed for him and so we used cards to get things we needed. Then we went alittle over board. Now we need to get them under control.

I know that's kind of harsh but to me they really do. Please see the below response: I would have rather them closed it as "unresolved" but to say that they have made a "good-faith" effort to me is somewhat ridiculous!

Are you aware of a company that will consolidate/pay off payday loans?thanks,~K

I'm in serious debt