I just need some information on how to get these student loans paid off. I'm already in default, I'm sure. But I really do want to pay them back. I need some help creating a payment plan that won't kill me monthly. Thank you.

I am currently in about $1500 in debt. And I am trying to pay off my 2 credit cards in a hurry so I don't have any trouble with the Air Force.

Hi everyone, I am picking up on a disturbing trend at my new place of employment. The majority of the new accounts I am required to collect are defaulted gas station credit cards. Shell, Amaco, Citgo, Texaco, you know the ones. More often than not, when I contact these "debtors" or they contact me, they are taken by surprise and they swear they have never taken out such an account. Now, since I know consumer's rights, I'm not going to trample upon someone's right of validation. If they deny ever haivng these accounts and want to dispute them, more power to them.

hi i have a question i had to close my account because of pdl some of them i dont even remember getting i received a phone call today from a man named tom from united processing division telling me that i had til 1 pm to pay 587.00 or else papers would be sent to my county for fraud this pdl company he is collecting for has not called me once and i just closed the account 4 months ago they were taking money left and right i was never contacted to see if i wanted to pay it off or anything they just kept taking money my payday was every 2 weeks and they were taking it every week the loan was pr

Hello I know there are a few members from WV on this forum. Just wanted to let you know the Attorney General has put together a traveling car of people that will be giving advice on credit issues. Everything from disputing items on credit reports to advice on how to improve your scores. Check out the schedule on the website. I think this is a great idea. KYSIDE38

My credit monitoring service sent me an email to inform me that one of my creditors that I had placed in Chapter 7 had been changed on my credit report to a charged off with a zero balance. Does that mean that it has fallen off my record or what does that mean? I have never seen anything like this before. Can someone tell me what this mean?

I owe two small debts to allied interstate totaling no more than $200. I would like to settle these debts with them, but only if they will remove them from my credit report. Other companies have agreed to do this. One person that works there told me they would and another told me that it wasn't their policy. I have heard nothing but bad things about them and I am afraid to pay them at all now. What should I do?

I decided this week to pay off one of my storefront payday loans. When I came in today and told the clerk that I wanted to pay out the loan in full, she said thank you in a very friendly way and said that she only hopes that she sees me outside these four walls. She understands how easy it is to get into debt with payday loans and hopes that she never has to see her customers (even though it would hurt her financially). :lol: I feel free but broke. But I still feel free. :lol: :lol:

Beware of Hess Kennedy, don't throw your money away, just a warning, They pay themselves first, then if you have enough money in the pot then they try to settle, You're better off filing chapter 13. Been there and done that.........

Just a reminder, there's a very important special on 20/20 (on ABC) tonight at 10:00 EST. It's about debt and credit - and unlawful debt collection is going to be featured as well. I think it's a program well worth watching for all of us.