You say this about the Imagine card from Bank of Delaware? Does anyone know about the Continental yet? They are also from the Bank of Delaware, and I just received my card not long ago from them and when I called to activate it, the rep already ask me about the 1st payment and if I wanted to pay by phone!!!! I am already having suspections about them. Please email me if anyone has anything negative or positive about them. E-MAIL ADDRESS DELETED FOR YOUR PROTECTON & PER FORUM RULES - SUEBEE. Thanks so much!