I am knee deep in debt and @ least one month behind on all my debt. My wife and I just bought a house in June and are already i month behind also. We took on too much debt than we can afford. We are in the process of selling the house before it goes to foreclosure. I also hav car payments I cannot afford. Do I take the car back to the dealer? I bought it from the dealer just a little over a year ago. How will that work? I never dreamt of getting to this point and putting my family through some rough times. Can anyone out there identify with me and is there light @ the end of the tunnel?

I have payday installment loans they are worse than the regular pdls i live in illinois...how can i get out of these installment loan traps...they are just as bad as the pdl trap....

Mortgage company ran my credit for a home. Found out that asset acceptance llc purchased a debt from Ameritech that was in collections to tune of $664 and date of last activity was 8/13/03.

You say this about the Imagine card from Bank of Delaware? Does anyone know about the Continental yet? They are also from the Bank of Delaware, and I just received my card not long ago from them and when I called to activate it, the rep already ask me about the 1st payment and if I wanted to pay by phone!!!! I am already having suspections about them. Please email me if anyone has anything negative or positive about them. E-MAIL ADDRESS DELETED FOR YOUR PROTECTON & PER FORUM RULES - SUEBEE. Thanks so much!

Has anyone else noticed how quiet the site is...especially this afternoon and evening? It really hasn't been very busy all day today. I can't help wondering if the nature of recent posts has some people staying away. Just a thought. Or maybe it's just a quiet night, I dunno. :roll:

how many times can a collection agency try to collect for the same debt. i have one account with 8 different collect comp

I have 4 store front and 10 online pdl's. I'm drowning! I opened a separate checking account and have transferred all IPDL's to this new account. I then have made payment arrangements with all of them and only put enough money in there to cover payments. Am I on the right track to recovery?

I have just paid off my debt, and yes, I had to deal with the horrible collections companies calling all the time, how long will it take for the payoffs to reflect on my credit score?

I'm looking for someone can help me to consolidate all my debts. I'm try to do that, but my debt is too hight that i don't know how star.

I am helping a military family sell their home. they are 5 months behind on the mortgage payments. Can the mortgage companies start a foreclosure action? What help is provided in the sailors relief act? thanks.