Happy anniversary Karen! Enjoy many more wonderful years with your dear husband!

Me and my husband have 2 cashcall loans. They are at a 59.9% interest rate. It cost us $500 a mnth for both loans (they are $5000 each). Payments are for 10 years. If I stay with them we would have paid about $30,000 for a 5,000 loan. I have tried numerous times to refinance these loans but no one approves us. I tryed to have CashCall lower the interest rate but they refused. I was thinking of doing debt negotiation. Any pros and cons? Has anyone dealt with CashCall?

Hey any of you people from Michigan going to see the former Presidents funeral procession. History in the making. My mom and dad viewed Franklin Roosevelts funeral train. I have a picture of it. KYSIDE38

My wife and I have over $90,000 in unsecured (credit-card) debt. Our payments are over $2,000/mo. We need to lower our monthly payments significantly in order to repay our debts. Which approach should we take? Debt-settlement or credit-counseling? We'd like to avoid hurting our credit if possible Thanks Dave

why don't we all get together and sue the company? I looked at a sight before i sent my $200 why did the sight go to?

HAPPY BIRTHDAY TO YOU CAPRICORN!!!! MANY MORE!!!! KYSIDE38

Okay this might be s tupid thread and go nowhere but here goes. What illness/sickness is going arund your area/state or have you heard of. Nashville TN area Common cold, stuffy nose, sore throat. 24 hour or longer puke and other end illness I haven't heard about the flu yet

I hope you have a great day and that 2007 is a wonderful year for you!

My neice and girlfriend rent a house in Hessville Indiana. They are short $250.00 on December's rent. They have been in contact with the landlord the whole time. They have a written lease that has a list of things the landlord agreed to fix and has only fixed one. The day after Christmas they were both left an "Alias Summons" rubberbanded to their front door. The landlord has added January rent which not even due yet. One of the tenants just started a new job and does not want to jeopardize it, yet does not know if her appearance is mandatory.Can the other tenant appear for both of them?

does this prevent me from using any ccard in care of emergency