I have been charge for the last 3 months by this USA Benefits for nothing. When I was looking for a company to give me a loan for around $1500.00 I saw this company on the internet and it seemed like they were the company, because they were asking for all this info on your banking account and there was no stated charges anywhere(even in fine print), but after I finished with them they gave me a contact to another company and I did the process all over again with banking info.