I currently owe 2939.00 in consumer debt to several collection agencies. After I have paid that off, I will have no debt remaining.
Most of this amount is fees etc that I would like to have knocked off or reduced if possible.
What I would like to know is what is a good settlement offer... As an example if I a secured credit card for 250.00 dollars at First Premier bank but they are telling me I owe them 642.00 what would be an acceptable settlement that they would more then likely accept.
Thanks :)