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Settlement Offers

18 years 8 months ago
I currently owe 2939.00 in consumer debt to several collection agencies. After I have paid that off, I will have no debt remaining. Most of this amount is fees etc that I would like to have knocked off or reduced if possible. What I would like to know is what is a good settlement offer... As an example if I a secured credit card for 250.00 dollars at First Premier bank but they are telling me I owe them 642.00 what would be an acceptable settlement that they would more then likely accept. Thanks :)

 

3rd party right way?

18 years 8 months ago
I have run into a situation where I lost my good job 2 years ago and have made much less money since. I have about 100K in credit card debt and have employed a thrid party to help but haven't seen much from them in a year. I pay them $830 per month with them keeping $200+ as a fee and the rest going into an account for debt settlement. No accounts have been settled to this point. We've been doing this for a year. Am I doing this the right way?

 

Please check my settlement letter

18 years 8 months ago
Hello, I have written this settlement letter that I plan on sending to my creditors in attempt for settlement I would like an expert to please check and see if it is tactful enough and if it will be successful in achieving settlement. ++++++++++++++++++++++++++++++++++++++++++++++++++++++ Quote:
Contact Name Address Line 1 Address line 2 SSN HERE Date: Monday, December 25, 2006 Creditor Contact Address Here Attn: Account Manager RE: Acct.

 

Help with Tremont Financial Wage Garnishment Letter

18 years 8 months ago
First and foremost - I hope everyone had a fabulous holiday! Tremont Financial sent me a copy of a letter sent to my payroll department stating they are requesting assistance regarding the consent to assignment of wages clause contained within the note and disclosure agreement signed by me. My company did not honor their request for a voluntary wage assignment and they required a court judgement to initiate a garnishment of wages for me. They stated that they will be filing a claim against me in Minnehaha County Court within the next several weeks.

 

Do you work with international loans?

18 years 8 months ago
Do you work with international loans? In my country i pay for almost 250,000 3000 a month

 

Very confused

18 years 8 months ago
Hi, for the past year i have been trying to get credit and every time, i'am told NO do to my lack of paying or things on my creditreport. So i to checking in to my credit report and there are alot of unpaid doctor bills showing up. I have been on disability since 1993 and i have full medicaid. Is it possible that someone has used my name to incure these doctor bills?

 

Chexsystems - - - - There is hope!

18 years 8 months ago
If anyone needs help finding a checking or savings account after being placed on chexsystems by a previous bank for NSF's or such, there is hope . . . I'm compiling a list of banks that don't use chexsystems . . . . If anyone needs a bank in a specific state please either PM me or post here, and I will do what I can to find a nearby bank!

 

Renewing Judgements

18 years 8 months ago
Can a creditor renew a judgement after the time on it to collect has expired? John

 

Contact info for B&L Marketing

18 years 8 months ago
Yes I am looking for contact info for B&L Marketing,

 

Still messed up

18 years 8 months ago
man i do not know what to do. I over spent for christmas. Well actually my husband used his paycheck for the holiday and not for bills and i looked in my bank account and i have 91.00. my insurance company renewed my insurance without my permission so now i am short for my other bills, no gas, and my rent is due in one week, I know I will be short, because my husband left me on christmas day! So i am footing this all by myself. don't know what to do. depressed and trying to do better.