Hi...I have poor credit, and I have gotten myself in major financial trouble with several online payday loans. I have been working a lot of overtime at work just to keep up with the roll-over fees. Yes, I know I screwed up big-time. I was wondering if there is some way to consolidate all these loans. I'm willing to work my butt off to pay these off, but I'm not getting anywhere. I have 3 kids to support, my savings account is now over-drawn because of all this, and my power is about to be shut off. I am at my wits end here. I can't sleep, and it's really getting to me.